This policy explains how Money Manager: Shared Expenses (iOS bundle ID and Android package com.numa.finance) handles information in the app and at budgetplannertracker.com. Contact hocainsali@gmail.com with privacy questions.
Information we handle
For your account, we use your account identifier, name and email address as provided by Sign in with Apple, Google sign-in, or an email sign-in option where offered. We do not need your Apple or Google password. We handle the spaces, budgets, expenses, categories, amounts, dates, currencies, notes, member identities, invitations, join requests, balances and settlements that you create or receive. This information lets us show records, calculate summaries, synchronize data and provide the sharing you choose.
If you enable shared notifications, we use a device identifier and push token to deliver them. Service and security records may include technical request details. We do not directly collect or store bank-login credentials or payment-card numbers.
Device, cloud and shared data
Personal data is stored on your device for offline-first use. Relevant account and financial records synchronize to Supabase when a connection is available. Shared-space records are stored in the cloud so approved members can access them. Signing into the same account on another supported device may restore records that reached the cloud. A device-only record that has not synchronized may not be recoverable after device or app-data loss. People in a shared space can see that space's members and expenses; share invite links only with intended recipients.
Voice expense entry
When you choose Add by voice, the app requests microphone and speech-recognition permission. Apple's speech-recognition service may process audio to produce text, depending on device and service availability. An on-device fallback may download a model from Hugging Face; its temporary recording is removed after processing. The app parses recognized text into an expense suggestion. Text you choose to save becomes an expense record and may synchronize like a manual entry. Raw recordings are not stored in Budget Planner's finance database.
Trial and subscriptions
All app features are currently free, with no subscription required right now. Past or existing App Store and Google Play subscriptions may still generate transaction and status records. Money Manager: Shared Expenses and its verification service process signed Apple transaction data or Google Play purchase tokens and an account identifier to handle those records and store notifications. We do not receive your full payment-card number.
Service providers
Apple provides iOS distribution, App Store purchases and speech recognition. Google provides Android distribution, Google Play purchases and can provide sign-in. Supabase provides authentication, cloud storage, synchronization and entitlement records. Netlify hosts the website and Budget Planner's server-side Apple and Google Play purchase and notification verification. If you enable push notifications, Expo processes push tokens and delivery information. Hugging Face may serve the on-device speech-model download. We do not sell your app financial data or use it for cross-app advertising tracking.
Website and support
The interactive website preview uses sample data; it does not create an app account or save demo expenses to the app cloud. Your browser may store a display preference. Netlify processes ordinary website requests, and Google Analytics measures website usage separately from the iOS app. If you email support, we receive your address and the information you send so we can respond. Please do not email passwords, codes, card numbers or complete financial records.
Retention and deletion
We keep account, cloud and shared records while needed to provide the service, address support or security issues, and meet applicable obligations. In the app, use Settings → Delete Account and confirm the prompts to request deletion of your account and associated personal cloud data. This also removes spaces you own. Contributions you made in a space owned by someone else may remain there attributed to a “Deleted member” to preserve that group's history and balances.
The app clears local account data as part of deletion; if device cleanup cannot finish, remaining local cache may require removing the app. Providers such as Apple and Google retain their own records under their policies, and limited records may remain where legally required or needed for security or accounting. Deleting your app account does not cancel an App Store or Google Play subscription. Contact hocainsali@gmail.com if you need deletion help.
Choices and rights
You can change microphone, speech-recognition and notification permissions in iPhone Settings, manage subscriptions through Apple or Google Play, and delete your app account in Settings. Depending on where you live, you may have rights to access, correct or delete information or object to certain processing. Contact hocainsali@gmail.com to make a request; we may need to verify your identity.
Security and international processing
We use account access controls and service-provider security features, but no system is completely secure. The app and its providers may process data in countries other than yours. Applicable local privacy rights continue to apply.
Children
The app is not designed for children to use without a parent or guardian. If you believe a child provided personal information contrary to applicable requirements, contact hocainsali@gmail.com so we can review it.
Changes
We may update this policy when the product, providers or legal requirements change. The current wording and update date will appear here, with additional notice where required.