These terms apply to Money Manager: Shared Expenses and budgetplannertracker.com. By using them, you agree to these terms and the Privacy Policy. Contact hocainsali@gmail.com with questions.
Eligibility and account responsibility
Use the service only if you can lawfully agree to these terms, or with a parent or guardian where required. Keep your account access secure. You are responsible for activity under your account and for information you enter or share. Tell us at hocainsali@gmail.com if you suspect unauthorized access.
App purpose and your records
The app helps record personal and shared budgets and expenses, including group or trip spending, who paid and member balances. It does not move money or settle debts. Calculations, voice transcription and category suggestions may be wrong. Review records before relying on them or paying someone. The service is not financial, investment, tax, legal or credit advice.
Trial, subscriptions and payments
All app features are currently free to use, with no subscription required right now. Existing App Store or Google Play subscriptions, if any, remain managed by the relevant store and may continue to renew unless cancelled there. The store handles billing, cancellation and refunds. Cancelling a subscription does not delete your account or records. See Refunds & Cancellation.
Offline use and availability
Some personal records can be used on-device while offline and synchronize when service returns. Shared features, account verification and subscriptions require network services. An unsynced device-only record may be lost if the device or app data is lost. We do not guarantee uninterrupted service, perfect calculations or recovery of every record. Keep independent records where needed.
Acceptable use
Do not use the service unlawfully, access another account or space without authorization, abuse invites or notifications, transmit harmful content, interfere with security or availability, or misuse the software. We may restrict access to address serious abuse, security risks or legal requirements.
Intellectual property
We and our licensors retain rights in the app, website, branding and software. You receive a limited, personal, non-exclusive right to use the service while complying with these terms. Your own financial content remains yours, subject to the permission needed to provide the service.
Ending use and deletion
You can stop using the service and request account deletion in Settings → Delete Account. Deletion removes owned spaces but may leave anonymized contributions in another person's shared space. Removing the app or deleting its account does not cancel an App Store or Google Play subscription; cancel through the relevant store separately. We may suspend accounts for serious abuse or legal requirements, subject to applicable rights.
Responsibility and liability
To the extent permitted by law, the service is provided without a guarantee of uninterrupted operation, error-free data or suitability for a particular financial decision. We are not responsible for losses caused by inaccurate user entries, actions of other members, unavailable networks or records that never synchronized, except where applicable law makes us responsible. Nothing here limits non-waivable consumer rights or liability that cannot legally be limited.
Applicable law and contact
Mandatory consumer and privacy protections in your location continue to apply. Disputes are subject to applicable law and jurisdiction under those mandatory rules; these terms do not waive non-waivable rights. Contact Money Manager: Shared Expenses at hocainsali@gmail.com for operator or legal questions.
Changes
We may change the service or these terms as needed. Updated terms and their date will appear here, with additional notice where required. Continued use after a change takes effect means the updated terms apply where permitted by law.